THIS WANING PRESENCE OF BANK BRANCHES

The traditional physical bank branch is experiencing a noticeable decline in its presence. Driven by the explosion of online and mobile banking, users are increasingly preferring to virtual channels for their financial needs. This shift has caused to a drop in branch locations, and many institutions are merging existing branches to optimize costs.

Free cash flow (FCF) represents a crucial metric for investors and business operators alike. It illustrates the actual cash generated by a company after accounting for its operating expenses and capital expenditures. A strong FCF profile can suggest a healthy and sustainable business, capable of expanding. Understanding how to determine FCF and st